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    Categories: Technology

How to Use WhatsApp Payments on Your Android Smartphone in India

WhatsApp Payments has been introduced for Android and iOS users. With this app users can make hassle-free payments. Same as Whatsapp Business app Whatsapp Payments app is exclusively introduced to Indian users. The Whatsapp Payments App can be used with the help of Unified Payments Interface (UPI). The UPI based payment system was launched by National Payments Corporation of India (NPCI). It makes the users to make payments by just entering the simple pin number. Today we shall deeply explore about Whatsapp payments app and how download, use for Android, iOS gadgets.

Whatsapp has introduced the payments service like WeChat, LinePay and other chatting app’s payments feature. These apps also support UPI based payments through the Chatting apps. Initially, the Hike messenger has introduced the UPI Payments system. Now, the Whatsapp is also going to provide this service to its users. Whatsapp is the largest chatting app that has been used across the world. It is having 1.5 billion monthly subscribers and 200 million monthly users worldwide. The Facebook-owned Whatsapp got a huge popularity across the Globe. Millions of clients are making use of Whatsapp for the chatting purpose. Now, this app can also be accessible for easy payments.

How to Get WhatsApp Payments Option On Your Android Smartphone?

  • The users have to understand that this component is as of now constrained just to beta teasers of WhatsApp Messenger for Android. We can anticipate that the WhatsApp Pay will be made open with the coming updates.
  • You require having the WhatsApp for Android application with the version 2.18.43 or later. If you are not the beta teaser, despite everything you get the WhatsApp Payment feature by the downloading and introducing the most recent WhatsApp apk document from here.
  • Once introduced, the “payment” alternative can be found in the connections option within the talks. Prior to this, we used to see the choice for Camera rather than Payment.
  • On the other hand, you can discover the “Payments” choice in the settings of your WhatsApp application.
  • You need a mobile number with the nation code as +91 (for India) and furthermore, a bank account connected with a similar mobile number to be qualified for using WhatsApp payments.
  • To make a virtual payment address for making Payments, you have to first acknowledge the Terms and Privacy Policy of WhatsApp Payments benefit.
  • Presently, WhatsApp will check your mobile number by sending an SMS.
  • You can select the bank which was connected to your checked mobile number. Once chose, you will be demonstrated the record with last four digits of your account number and full name.
  • Tap on the account, to finish the WhatsApp Payments setup.

How to Add More Bank Accounts in WhatsApp Payments?


  • Open the settings of your WhatsApp and tap on Payments.
  • Here, you will get the option to include another record.
  • Now, you have to repeat the procedure from above.

How to Make QR-based Payments Through WhatsApp Payments?

As of now, there is no option for examining the QR codes inside the app for making payments. We will update once the organization incorporates the QR-based payments options.

How to Remove Bank Account (s) from WhatsApp Payments?

  • Open the settings of your WhatsApp and tap on Payments.
  • Here, you will find all the already included bank accounts.
  • Tap on the bank account you need to Remove from WhatsApp.
  • Presently, select the “Remove Bank Account” choice to erase that specific bank account.

How to Pay/ Send non-WhatsApp UPI Accounts using WhatsApp Payments?

  • In spite of the fact that the QR-based payment option isn’t accessible in the beta stage, the organization, however, added the option to make payments outside of WhatsApp by physically entering the UPI address.
  • Tap on the Payments option in the WhatsApp settings and pick the account you have to make the payments with.
  • Just tap on the three-dot menu button at the upper right-side corner and select “Pay using UPI ID.” Option
  • Here you can physically add any UPI ID to make the payment.
  • Confirm the account and enter the sum to be sent.
  • Presently, you need to enter the UPI PIN to approve the payment.
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